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Business Insurance for Restaurants, Public House & Wine Bars

Comprehensive Business Insurance for Restaurants, Pubs & Wine Bars

At Samuel Gordon, we understand the fast-paced and dynamic nature of the hospitality industry. Whether you run a bustling restaurant, a cozy pub, or an upscale wine bar, our tailored business insurance solutions are designed to protect your establishment, staff, and customers, ensuring your operations run smoothly.

What Does Our Insurance Cover?

Our specialized policies provide comprehensive protection against the unique risks faced by hospitality businesses:

  • Property Insurance: Covers your premises, fixtures, fittings, and equipment against damage from fire, theft, or natural disasters.
  • Public Liability: Protects you against claims from customers or visitors for injuries or property damage that occur on your premises.
  • Employers Liability: A legal requirement if you employ staff, covering workplace injuries or illnesses.
  • Stock Coverage: Protects your food, beverages, and other inventory against spoilage or theft.
  • Business Interruption: Provides financial support if your business operations are disrupted due to an insured event.
  • Equipment Breakdown: Covers repair or replacement costs for essential equipment like ovens, refrigerators, and POS systems.

Why Choose Samuel Gordon?

  • Tailored Policies: Every restaurant, pub, and wine bar is unique, and we work with you to create a policy that meets your specific needs.
  • Expert Guidance: Our experienced advisors understand the hospitality industry and provide advice you can trust.
  • Fast Claims Support: In the event of an incident, our dedicated claims team ensures a quick and hassle-free process.

Additional Benefits

  • Loss of License Coverage: Protection against financial loss if your alcohol license is revoked.
  • Flexible Payment Options: Manage your policy with convenient payment plans.

Protect your hospitality business with Samuel Gordon’s comprehensive insurance solutions. Contact us today for a personalized quote and focus on delivering exceptional experiences to your customers with peace of mind.

Business Insurance for Restaurants, Public House & Wine Bars

Samuel Gordon will match the right insurance to your specific needs wither it be a restaurant, pub or wine bar. You can cover the assets, earnings and legal liabilities of their business, protect against business interruption, buildings insurance, loss of liquor licence, business conducted away from the premises and theft by employees.

A comprehensive package of cover for restaurants, pubs and wine bars.

Standard cover
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Contents and Business Interruption

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Money, PA Assault and Goods in Transit

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Employers Liability £10m

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Public and Products Liability for limits of £1M, £2M and £5M available

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Commercial Legal Expenses

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Engineering

What can the product offer you?
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Commercial Legal Expenses as standard

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Breakdown cover automatically included – comprehensive cover including £15,000 deterioration of stock cover, computer breakdown and machinery breakdown

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Residential accommodation – family and guest accommodation can be included

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Accidental Damage covered automatically

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Buildings cover and Subsidence options

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UK All Risks for Business Equipment option

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Option to add Theft by Employee cover

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Loss of Licence option

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Terrorism cover available

This product is designed for single location Restaurants, Wine Bars & Public Houses where:

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The total sum on trade contents and stock does not exceed £500,000.

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Turnover does not exceed £10M

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There is no manufacturing or processing undertaken at the Premises apart from the provision/preparation of food and drink.

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The Premises are in a good state of repair and are regularly maintained.

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All plant and machinery is in good order, properly guarded and fenced.

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You confirm that you meet all statutory obligations; including fire safety; Electrical Inspections; Health and Safety and COSHH (Control of substances hazardous to health) regulations, relating to the operation of your Business.

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There are no subsidiary companies to be included within this insurance.

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There are no current or ongoing or potential matters that will give rise to any legal or contractual disputes.

Insurance policies

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Fast & Easy Process

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Quick Claim Handle

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Call Us on:

+44 203 617 7090

Email Us on:

info@sg-ins.co.uk

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Office Time

Weekday: 10AM to 06PM
Weekend: Close

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